*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:Georgia,'Times New Roman',serif;background:#FBF7F1;color:#23244E;line-height:1.65;font-size:17px}
h1,h2,h3,h4,.sans{font-family:'Segoe UI',system-ui,-apple-system,Arial,sans-serif}
a{color:#2E3070}
.wrap{max-width:1120px;margin:0 auto;padding-left:22px;padding-right:22px}
section.pad{padding-top:72px;padding-bottom:72px}
section.padtight{padding-top:48px;padding-bottom:48px}
.n{white-space:nowrap}
/* topbar */
.topbar{background:#191A3A;color:#cfd0e8;font-size:14px;padding:8px 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;align-items:center}
.topbar a{color:#fff;text-decoration:none;font-weight:700}
.topbar .tphone{color:#E07B5A}
/* nav */
nav.main{background:#2E3070;position:sticky;top:0;z-index:50;box-shadow:0 2px 14px rgba(25,26,58,.35)}
nav.main .wrap{display:flex;align-items:center;gap:26px;height:64px}
.navlogo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:800;font-size:19px;font-family:'Segoe UI',system-ui,sans-serif;white-space:nowrap}
.navlogo img{width:34px;height:34px;border-radius:8px}
.navlinks{display:flex;gap:22px;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none}
.navlinks::-webkit-scrollbar{display:none}
.navlinks a{color:#dddef2;text-decoration:none;font-family:'Segoe UI',system-ui,sans-serif;font-size:15.5px;font-weight:600;white-space:nowrap;padding:6px 0}
.navlinks a:hover{color:#fff}
.navcall{margin-left:auto;background:#C4593B;color:#fff!important;padding:10px 18px;border-radius:999px;font-weight:800;text-decoration:none;font-family:'Segoe UI',system-ui,sans-serif;white-space:nowrap;font-size:15px}
.navcall:hover{background:#E07B5A}
/* hero */
.hero{background:radial-gradient(900px 420px at 12% -10%,rgba(224,123,90,.35) 0%,transparent 60%),radial-gradient(700px 420px at 95% 8%,rgba(46,48,112,.5) 0%,transparent 55%),linear-gradient(160deg,#191A3A 0%,#2E3070 78%);color:#fff;border-radius:0 0 42px 42px;padding-top:64px;padding-bottom:56px;position:relative;overflow:hidden}
.kicker{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.25);color:#f4d9ce;font-family:'Segoe UI',system-ui,sans-serif;font-size:13.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:7px 14px;border-radius:999px;margin-bottom:22px}
.kicker::before{content:"";width:8px;height:8px;border-radius:50%;background:#E07B5A}
.hero h1{font-size:44px;line-height:1.14;letter-spacing:-.5px;max-width:820px;margin-bottom:18px}
.hero .sub{font-size:19.5px;color:#d9daf0;max-width:760px;margin-bottom:30px}
.cta{display:inline-block;background:#C4593B;color:#fff;text-decoration:none;font-family:'Segoe UI',system-ui,sans-serif;font-weight:800;font-size:19px;padding:16px 30px;border-radius:14px;box-shadow:0 10px 30px rgba(196,89,59,.45)}
.cta:hover{background:#E07B5A}
.cta.ghost{background:transparent;border:2px solid rgba(255,255,255,.4);box-shadow:none;margin-left:12px;font-size:17px;padding:14px 24px}
.herofoot{margin-top:18px;font-size:14px;color:#b9bad8}
/* stat strip */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:38px}
.stat{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);border-radius:16px;padding:16px 18px}
.stat b{display:block;font-family:'Segoe UI',system-ui,sans-serif;font-size:26px;color:#fff;letter-spacing:-.5px}
.stat span{font-size:13.5px;color:#c9cae4;font-family:'Segoe UI',system-ui,sans-serif}
/* headings */
.eyebrow{font-family:'Segoe UI',system-ui,sans-serif;color:#C4593B;font-weight:800;text-transform:uppercase;letter-spacing:.09em;font-size:13px;margin-bottom:10px}
h2.sec{font-size:32px;letter-spacing:-.4px;margin-bottom:14px}
.secsub{color:#63647F;max-width:740px;margin-bottom:30px}
/* card grid */
.grid{display:grid;gap:18px}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.card{background:#FFFFFF;border:1px solid #E7E1D6;border-radius:16px;padding:22px;display:flex;flex-direction:column;gap:10px;position:relative;transition:box-shadow .15s,transform .15s,border-color .15s}
.card:has(a.more):hover{border-color:#C4593B;box-shadow:0 8px 24px rgba(35,36,78,.12);transform:translateY(-2px)}
.card a.more::after{content:"";position:absolute;inset:0;border-radius:16px}
.card .chip{align-self:flex-start;background:#F6E3DA;color:#C4593B;font-family:'Segoe UI',system-ui,sans-serif;font-size:12.5px;font-weight:800;letter-spacing:.05em;text-transform:uppercase;padding:4px 10px;border-radius:999px}
.card h3{font-size:19px;letter-spacing:-.2px}
.card p{font-size:15.5px;color:#4a4b66;flex:1}
.card a.more{margin-top:auto;font-family:'Segoe UI',system-ui,sans-serif;font-weight:700;font-size:15px;text-decoration:none;color:#C4593B}
.card a.more:hover{text-decoration:underline}
/* spotlight / medallion */
.spot{background:linear-gradient(150deg,#191A3A,#2E3070);border-radius:24px;color:#e6e6f6;padding:40px;display:grid;grid-template-columns:190px 1fr;gap:34px;align-items:center;border:1px solid #3a3c7e}
.medal{width:190px;height:190px;border-radius:50%;background:radial-gradient(circle at 32% 28%,#E07B5A,#C4593B 70%);display:flex;flex-direction:column;align-items:center;justify-content:center;color:#fff;box-shadow:0 14px 40px rgba(196,89,59,.5);text-align:center}
.medal b{font-family:'Segoe UI',system-ui,sans-serif;font-size:44px;line-height:1}
.medal span{font-size:12.5px;font-family:'Segoe UI',system-ui,sans-serif;font-weight:700;max-width:130px}
.spot h2{color:#fff;font-size:28px;margin-bottom:10px}
.spot p{font-size:16px;color:#c9cae4}
/* dark panel */
.dark{background:#191A3A;border-radius:24px;color:#dcdcf0;padding:40px;border:1px solid #34366f}
.dark h2{color:#fff}
.dark .ruler{height:3px;width:64px;background:#C4593B;border-radius:2px;margin:14px 0 22px}
/* tables */
.tblwrap{overflow-x:auto;border:1px solid #E7E1D6;border-radius:14px;background:#FFFFFF}
table.data{width:100%;border-collapse:collapse;font-size:15px;min-width:560px}
table.data th{background:#2E3070;color:#fff;text-align:left;font-family:'Segoe UI',system-ui,sans-serif;font-size:13.5px;letter-spacing:.04em;padding:11px 14px;white-space:nowrap}
table.data td{padding:11px 14px;border-top:1px solid #E7E1D6;vertical-align:top}
table.data tr:nth-child(even) td{background:#faf6ee}
/* Q&A */
.qa{border-left:4px solid #C4593B;background:#FFFFFF;border-radius:0 14px 14px 0;padding:20px 22px;margin-bottom:16px;border-top:1px solid #E7E1D6;border-right:1px solid #E7E1D6;border-bottom:1px solid #E7E1D6}
.qa h3{font-size:18.5px;margin-bottom:8px}
.qa p{font-size:15.5px;color:#42435e}
.capsule{background:#F6E3DA;border-radius:12px;padding:14px 18px;font-size:16.5px;margin:14px 0 22px;border:1px solid #ecd0c2}
/* photo showcase */
.shots{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.shots figure{border-radius:16px;overflow:hidden;border:1px solid #E7E1D6;background:#FFFFFF;margin:0}
.shots img{width:100%;height:220px;object-fit:cover;display:block}
.shots figcaption{font-size:13px;color:#63647F;padding:9px 13px;font-family:'Segoe UI',system-ui,sans-serif}
/* value tiles */
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.tile{background:#FFFFFF;border:1px solid #E7E1D6;border-left:5px solid #C4593B;border-radius:14px;padding:20px}
.tile h3{font-size:17px;margin-bottom:8px}
.tile p{font-size:14.5px;color:#4a4b66}
/* breadcrumbs */
.crumbs{font-family:'Segoe UI',system-ui,sans-serif;font-size:13.5px;color:#63647F;padding:16px 0}
.crumbs a{color:#63647F;text-decoration:none}
.crumbs a:hover{color:#2E3070}
/* footer */
footer{background:#191A3A;color:#b9badb;margin-top:80px;padding:56px 0 110px;font-size:14.5px}
footer h4{color:#fff;font-family:'Segoe UI',system-ui,sans-serif;font-size:15px;margin-bottom:12px}
footer a{color:#c9cae6;text-decoration:none;display:block;margin-bottom:8px}
footer a:hover{color:#fff}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:36px;margin-bottom:34px}
.disclosure{border-top:1px solid #34366f;padding-top:22px;font-size:13.5px;color:#9c9dc2;line-height:1.7}
/* callbar */
.callbar{position:fixed;bottom:0;left:0;right:0;background:#C4593B;z-index:90;display:none;box-shadow:0 -6px 24px rgba(25,26,58,.35)}
.callbar a{display:block;text-align:center;color:#fff;font-family:'Segoe UI',system-ui,sans-serif;font-weight:800;font-size:17.5px;padding:15px 10px;text-decoration:none}
/* inline photo */
.inlineimg{border-radius:18px;overflow:hidden;border:1px solid #E7E1D6;margin:26px 0}
.inlineimg img{width:100%;display:block}
/* prose */
.prose p{margin-bottom:16px}
.prose h2{font-size:27px;margin:34px 0 12px;letter-spacing:-.3px}
.prose h3{font-size:20px;margin:24px 0 10px}
.prose ul{margin:0 0 16px 22px}
.prose li{margin-bottom:8px}
/* mobile */
@media(max-width:760px){
 .hero h1{font-size:31px}
 .hero .sub{font-size:17px}
 .stats{grid-template-columns:repeat(2,1fr)}
 .g3,.g4,.g2,.tiles,.shots{grid-template-columns:1fr}
 .spot{grid-template-columns:1fr;text-align:center}
 .medal{margin:0 auto}
 .fgrid{grid-template-columns:1fr 1fr}
 .cta{display:block;text-align:center}
 .cta.ghost{margin-left:0;margin-top:12px;display:block;text-align:center}
 .callbar{display:block}
 body{padding-bottom:54px}
 section.pad{padding-top:48px;padding-bottom:48px}
 nav.main .wrap{gap:14px}
 .navcall{display:none}
}